Current Rates

Rate Sheet Display

Loan Amount	Program	Points	Credit

Last Update:	Tuesday, February 07, 2012	Broker /Origination Fee:	0.000%
Lock Period:	30 days	Loan Amount:	$200000

Rates are subject to change without notice. In the mortgage business a rate quote means notihing without a breakdown of closing costs. If you would like a quote of the most accurate rate and closing costs for your circumstances, please click the contact us link and we will email you an accurate breakdown of the closing costs.

Program Name

Rate*
Payments

Points
Amount

APR
Fees*

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30 Year Fixed

3.375 $884.19	2.315 $4,630.00	3.670% $2,551.00
3.500 $898.09	1.376 $2,752.00	3.718% $2,551.00
3.625 $912.10	0.872 $1,744.00	3.802% $2,551.00
3.750 $926.23	0.358 $716.00	3.885% $2,551.00
3.875 $940.47	0.139 $278.00	3.993% $2,551.00

20 Year Fixed

3.250 $1,134.39	2.042 $4,084.00	3.630% $2,551.00
3.375 $1,147.11	0.776 $1,552.00	3.609% $2,551.00
3.500 $1,159.92	0.151 $302.00	3.663% $2,551.00
3.875 $1,198.83	0.139 $278.00	4.039% $2,551.00

15 Year Fixed

2.750 $1,357.24	1.770 $3,540.00	3.194% $2,551.00
2.875 $1,369.17	0.782 $1,564.00	3.174% $2,551.00
2.990 $1,380.20	0.699 $1,398.00	3.277% $2,551.00
3.000 $1,381.16	0.157 $314.00	3.208% $2,551.00

3/1 ARM

2.375 $777.31	2.092 $4,184.00	3.872% $2,551.00
2.500 $790.24	0.624 $1,248.00	3.770% $2,551.00
2.625 $803.30	0.374 $748.00	3.772% $2,551.00
2.750 $816.48	0.124 $248.00	3.773% $2,551.00

5/1 ARM

2.125 $751.80	2.265 $4,530.00	3.649% $2,551.00
2.250 $764.49	1.876 $3,752.00	3.653% $2,551.00
2.375 $777.31	1.384 $2,768.00	3.648% $2,551.00
2.500 $790.24	0.381 $762.00	3.602% $2,551.00
2.625 $803.30	0.131 $262.00	3.617% $2,551.00

7/1 ARM

2.500 $790.24	2.380 $4,760.00	3.627% $2,551.00
2.625 $803.30	1.759 $3,518.00	3.625% $2,551.00
2.750 $816.48	0.486 $972.00	3.569% $2,551.00
2.875 $829.78	0.236 $472.00	3.597% $2,551.00
3.125 $856.75	0.125 $250.00	3.686% $2,551.00

FHA 30 Year Fixed

3.500 $898.09	0.394 $788.00	3.592% $1,486.00
3.625 $912.10	0.317 $634.00	3.712% $1,486.00

FHA 15 Year Fixed

3.000
$1,381.16

0.157
$314.00

3.130%
$1,486.00

VA 30 Year Fixed

3.500
$898.09

0.394
$788.00

3.592%
$1,486.00

VA 15 Year Fixed

3.000
$1,381.16

0.157
$314.00

3.130%
$1,486.00

20% down payment assumption
Credit (FICO) Assumption: Excellent = 720, Good = 640, Fair = 580
Please Read the Following:
Rates, points and programs cannot be guaranteed on this web site because rates, fees, APR, and other costs are subject to individual borrower's credit score, loan-to-value, loan purpose, loan amount, and rapid fluctuations in market conditions. Maximum Loan amount for a conforming loan is $417,000. Loan amounts in excess of $417,000 are considered Jumbo loans. Rates and APR's are based on amounts of $200,000 for Conforming Loans and $500,000 for Jumbo Loans. This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z.